BS - Bachelor of Science
in Business Finance
(título propio)
Upon the successful completion of any of EU's bachelor’s degrees, graduates have a wide array of career options and business opportunities available to them. In response to the growing demand for flexible and entrepreneurial business professionals, EU's programs are designed to foster the skills required for a successful career in the international business arena.
EU's graduates possess an international mindset, multicultural awareness and are innovative thinkers. This makes them ideal candidates for positions at large, multinational companies and dynamic, disruptive entrepreneurs ready to start their own businesses.
Career Options
The Bachelor of Science in Business Finance degree (título propio) provides students with business knowledge and specialist skills in finance including bank and treasury management and security management. Students who successfully complete this degree may be interested in the following job positions:
Financial Planner
Financial planners, or personal financial advisors, looks after the financial interests of individuals, families and/or businesses to help them reach their short- and long-term financial goals. They will analyze their clients’ debt, expenses, investments, savings and insurance plans, among other financial obligations, to create recommendations. These may include investment and saving options. For success, they will need to develop a trusting relationship with clients.
A financial planner should have skills in communication and business development as well as data analysis.
Accountant
Accountants prepare and examine financial records, ensure tax payments are made on time and correctly and write financial reports, among others. They are responsible for ensuring that financial statements and records comply with local laws and regulations. In companies, accountants are in charge of overseeing financial operations and are often required to suggest ways to reduce costs, increase revenue and improve profits. They will provide financial information and recommendations to management.
To succeed as an accountant, professionals should possess knowledge of accountancy and corporate finance and reporting skills. They must pay attention to detail.
Budget Analyst
Supporting the financial strategy and resource allocation of an organization are budget analysts. These professionals develop, evaluate and implement budgets and estimate the financial resources needed by the organization in the future. Their tasks also include allocating and managing resources and performing cost-benefit analysis and elaborating funding recommendations for new initiatives. Part of their job function will be to identify ways to improve efficiency and increase profits.
A budget analyst will need mathematical skills as well as strong communication skills to defend budget proposals to management. Knowledge of spreadsheets, data base and financial analysis programs are required.
Trader
Traders buy and sell investment products such as bonds, equities, commodities and foreign exchange. Employers include investment banks, financial houses, exchanges and treasury departments of large corporations. Their tasks include gathering and analyzing market and company information, making prices for specific products and providing trading information. A strong résumé for a trader will include their ability to search out leads and predict market trends.
A trader will have numerical, communication and analytical skills. To build a client portfolio, strong interpersonal skills are also required.
Areas of Work
The Bachelor of Science in Business Finance degree prepares students for a wide range of functions in the business and world of finance. Some of the sectors and professional areas which may interest graduates of this degree are listed below:
An insurance company offers financial protection or reimbursement against losses caused by events that may or may not occur in the future. Policy-holders pay premiums in exchange for this protection. Premiums are based on the probability of an event occurring and the projected financial loss to the policy-holder. The most common insurance policies are accident and health, property and casualty and financial guarantors.
A consumer-finance company will loan money to individuals so that they can pay for a good or service. It makes profit from the interest generated from these loans. Businesses contract the services of consumer-finance companies to help them make larger sales to clients, while consumers benefit from their services as they can pay for large purchases in affordable instalments.
The aim of investment banking is to create capital for companies, governments and other entities. Investment bankers underwrite securities for corporations, aid in the sale of stocks and bonds and facilitate mergers and acquisitions. In the case of M&A, they may advise of company worth.
Real estate is composed of residential, commercial, and industrial property. Key professions in this sector include realtors, who sell property on behalf of developers, property managers, who rent property to third parties, and real estate lenders, who finance properties and developments. The latter comprises banks, credit unions and government institutions, among others.
